No. 1* In Unit Trust & Private Retirement Scheme


MUTUAL GOLD ELITE

Unitholders who have accumulated and maintain a minimum investment of 500,000 Mutual Gold Qualifying Points (MGQP) in accounts as the First Holder

 

PRIVILEGES & BENEFITS*

Mutual Gold Elite

An Exclusive Co-Brand Mutual Gold- PB Visa Platinum Credit Card
  1. Get a Free-for-Life Co-Brand Mutual Gold-PB Visa Platinum Credit Card*
  2. PB Cash MegaBonus for local and overseas retail purchases.*
  3. 0.3% Mutual Gold Cash Bonus for local and overseas retail purchases.*
    Subject to a maximum payment of RM300 which will be credited to your card account on your birthday month.

*Please refer to PBB website at https://www.pbebank.com for terms and conditions and updates.

Free Insurance Coverage of up to RM750,000

Enjoy free Conventional or Takaful Group Personal Accident with Permanent Disability (PAPD) Insurance coverage* of RM1.00 for every 1 Qualifying Point subject to a maximum coverage of RM750,000. This free insurance covers Members up to age 74. The coverage will cease in the event that your total Qualifying Points drop below 150,000 at any one time.

* You will be covered under the free Conventional Group PAPD unless you opt for the Takaful Group PAPD. Please refer to our Mutual Gold Free Insurance / Takaful brochure for the terms and conditions of this insurance / Takaful coverage.

Complimentary Magazine
Choose a complimentary magazine in the language of your choice (English - ‘Calibre’ or Chinese - ‘Feng’) to keep you informed on the best that life has to offer.
Monthly Statement of Accounts
All your accounts consolidated into one Statement of Accounts on a monthly basis to provide you with a clear view of your investments.
Repurchase proceeds Within Two Business Days
Repurchase proceeds will be banked-in within 2 business days to your bank account registered with Public Mutual.
Free Will/Wasiat Writing Services

Write your Will/Wasiat with PB Trustee Services Berhad to ensure:-

  • The distribution of assets is in accordance to your wishes
  • Faster distribution of your estate at lower cost
  • Delivery of final message to your loved ones
Free Trust Nominations

Enjoy up to 5 free Trust Nominations with PB Trustee to ensure your hard earned investments are passed on to your loved ones without having to go through the lengthy process of Probate or Letter of Administration.

Switching Entitlement
Enjoy up to 30 switching entitlements of RM25 each per annum which can be used to offset the switching fee.
Administration Fee Waiver
Administration fee for transfer of units is waived for Mutual Gold Elite Members.
Special Rates on Insurance Products From Lonpac Insurance
Enjoy up to 25% savings on a range of insurance products.
Please call Lonpac Insurance at 03-2262 8688 for more details.
Invitation to Mutual Gold Seminars / Talks
Receive special invitation to our Mutual Gold Seminar.
Exclusive Mutual Gold Centre
Attend to your investment needs in the comfort and privacy of our Mutual Gold Centre.
Dedicated Mutual Gold Hotline
You can be assured of quick and priority service whenever you call.
Discounted Rate on Mutual Life Plus 2 Insurance
Enjoy savings / rebate of 10% on our optional insurance, Mutual Life Plus 2
Year End Gift
At year end, you can look forward to receiving a gift that is specially arranged for you.
Birthday Gift Surprise
An exclusive gift which is carefully selected to add delight to your special day.
 

* Subject to terms & conditions.

How do unitholders
accumulate MGQP?

Computation of Mutual Gold Qualifying Points (MGQP):

  • RM1.00 worth of investment into equity/ balanced/ mixed asset funds of unit trust scheme is allotted 1 MGQP.
  • Every RM2.00 of contribution into PRS funds is allotted 1 MGQP.
  • Investments into bond, money market funds of unit trust scheme, distribution reinvestment and unit splits are not entitled for MGQP.
  • MGQP will be deducted upon redemption/ withdrawal of unit trust investment and PRS contribution.

Be a Mutual Gold Elite Member

For existing unitholders, all you have to do is top up your investments into equity/ balanced/ mixed asset funds of unit trust scheme and contribute to any of our PRS funds to a minimum of 500,000 MGQP in order to qualify and enjoy the privileges and benefits of a Mutual Gold Elite Member!
 
 

 

Copyright © Public Mutual Berhad (23419-A) ALL RIGHTS RESERVED.   
Quick Access Links | Website Disclaimer | Investment Disclaimer | Privacy Policy | Privacy Notice | Internet Risk
*In terms of total fund size managed amongst private unit trust companies and PRS providers in Malaysia.