Public Islamic Dividend Fund

Fund Information Launch Date : 14 February 2006. Approved Fund Size (units) : 2.0 billion. Fund Objective : To provide income by investing in a portfolio of stocks that complies with Syariah requirements and which offer or have the potential to offer attractive dividend yields. Equity Range of Fund* : 75% - 90%. Stock Selection Profile of Fund : Stocks which offer or have the potential to offer attractive dividend yields. Distribution Policy** : Annual Income. Investor's Risk Profile : Moderate. Suggested Minimum Investment Period*** : 3 years.

Fees & Charges Service Charge : 5% - 7% of NAV per unit. Repurchase Charge : Nil. Annual Management Fee : 1.5% per annum of the NAV. Annual Trustee Fee : 0.06% per annum of NAV, subject to a minimum fee of RM18,000 and a maximum fee of RM450,000 per annum. Management Expense Ratio (%) : NA Switching Fee : . To the Following Recipient Funds Switching from the Funds as shown below: Equity/Balanced funds Bond/Money Market funds Equity/Balanced funds At NAV+RM25 At NAV Bond/Money Market funds - Loaded units (i.e. incurred service charge of 5% or more at the point of purchase) At NAV+RM25 At NAV Bond/Money Market funds - Low-load units (i.e. incurred service charge of 0.25% or less at the point of purchase) At Selling Price At NAV Notes: Switching between Public Series of Funds and PB-Series of Funds is disallowed.

Unit Transaction Selling Price : At NAV per unit plus service charge (Forward Pricing). Buying Price : At NAV per unit (Forward Pricing). Initial Investment : RM1,000. Additional Investment : RM100. Cooling-Off Period : Investors who are investing with Public Mutual for the first time may exercise their cooling-off right within 6 business days from the date of receipt of the application form by Public Mutual and receive a full refund of the investment paid within 10 days of receipt of cooling-off notice by the Manager. For EPF unitholders, the cooling-off is subject to EPF's terms and conditions. This cooling-off right, however, shall not extend to a corporation or institution, the staff of Public Mutual, and persons registered to deal in its unit trust funds.       Repurchase of Units : Unitholders may redeem units on any Business Day and receive payment of repurchase proceeds within 10 days.   Notes: *  The equity range may be higher or lower depending of the fund manager's assesment of the stock market outlook. ** Annual income implies that the fund concerned will distribute income annually on a best effort basis. *** Suggested minimum investment period is a guide only. Investors should review their investment in the fund on a regular basis to ensure it continues to meet their investment needs or goals.