Have you set up an Emergency Fund?
An emergency fund is a financial safety net that protects you from life’s unexpected events such as sudden medical expenses or the unexpected loss of a major source of income. Having an emergency fund can provide peace of mind as it prevents you from facing financial hardship should a financial crisis arise.
Where to keep your Emergency Fund?
– Somewhere that is easy to access in the event of a crisis.
– Separate from your savings account as you do not want to be easily tempted to use it.
You can now earmark/designate a new Public e-Cash Deposit Fund or Public e-Islamic Cash Deposit Fund account as your Emergency Reserve Account (PeCDF/PeICDF-ERA) via Public Mutual Online (PMO). Investments made into PeCDF/PeICDF-ERA will be eligible for Mutual Gold Qualifying Points (MGQPs)*
Learn more about the "Importance of Having an Emergency Fund".
What are the benefits of investing in PeCDF and PeICDF? Find out more.
Check out the Terms and Conditions of Emergency Reserve Account here.
*Subject to terms & conditions
Investors are advised to read and understand the contents of the Prospectus of Public e-Cash Deposit Fund dated 9 March 2017, Prospectus of Public e-Islamic Cash Deposit Fund dated 9 March 2017, 1st Supplemental Prospectus of Public e-Cash Deposit Fund dated 16 December 2021, 1st Supplemental Prospectus of Public e-Islamic Cash Deposit Fund dated 16 December 2021 and the relevant funds’ Product Highlights Sheet (PHS) before investing. Investors should understand the risk of the fund, and compare and consider the fees, charges and costs involved in investing in the fund. A copy of the Prospectus, Supplemental Prospectus and PHS can be viewed at our website www.publicmutual.com.my. Investors should make their own assessment of the merits and risks of the investment. If in doubt, investors should seek professional advice. Please refer to www.publicmutual.com.my for our investment disclaimer.