Public Mutual's Code of Ethics

In line with Public Bank Group, the following 5 (five) fundamental ethical principles shall be consistently applied across Public Mutual in everything we do. In adhering to the highest possible standards, the Company aims to build a sustainable, ethical, strong, respectable and profitable business.

Our Fundamental Principles

• Competence
  Excellence is our commitment. As such, we are committed to continuous learning and improvement by developing and maintaining relevant knowledge, skills and behaviour to ensure that our business activities are conducted professionally and proficiently.

• Integrity
  We are honest, open and transparent in all business dealings/ relationships with all our stakeholders. Personal accountability and trustworthiness is central to our culture.

• Fairness
  We act responsibly and take actions that are fair, equitable and transparent towards all stakeholders.

• Confidentiality
  We respect and protect the confidentiality and sensitivity of customer’s and unitholder’s information.

• Objectivity
  We do not allow bias, conflict of interest or undue influence of others to influence or override our business and professional judgement.
  
  

Reporting of Unethical Behaviour

The Company’s Whistleblowing Policy and Procedure sets out the channels/ procedures for all staff as well as third parties (such as interns, unit trust consultants, consultants, contractors, vendors, suppliers and/or unitholders) to disclose any illegal, unethical, questionable practices, improper conduct, irregularities or suspected irregularities within the Company in a confidential manner that protects the whistleblower from any risk of reprisals.