Mutual Gold
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Enjoy attractive and exclusive Mutual Gold privileges.
Unitholders who have accumulated and maintain a minimum of 150,000 Mutual Gold Qualifying Points (MGQP) in accounts as the First Holder.
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Privileges & Benefits* *Subject to terms & conditions
Mutual Gold benefits and services are customised specially for our individual unitholders. To enjoy these exclusive privileges, all you need to do is to accumulate a minimum of 150,000 Mutual Gold Qualifying Points (MGQP) to qualify as a Mutual Gold Member, based on the First Registered Holder.
Computation of Mutual Gold Qualifying Points (MGQP)
One (1) MGQP will be alloted for investment and distribution reinvestment into the following funds:
Type of Fund
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Investment and Distribution Reinvestment^^
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Unit Trust Scheme^
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Equity / Mixed Asset / Balanced Funds
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RM1
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Loaded units, 1%-load & 0.65%-load units of bond/sukuk funds
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RM5
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Public e-EMAS Gold Fund
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RM5
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Public e-Cash Deposit Fund/Public e-Islamic Cash Deposit Fund*
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1 unit
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Private Retirement Scheme (PRS)
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PRS funds
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RM2
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Investments and distribution reinvestments for partial-load units, low-load units and zero-load units are not entitled for MGQP.
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^^
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MGQP will be deducted upon redemption/withdrawal of units.
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*
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Applicable for Public e-Cash Deposit Fund/Public e-Islamic Cash Deposit Fund-Emergency Reserve Account (PeCDF/PeICDF-ERA), subject to the maximum MGQP allowed based on the investor’s status. Terms and conditions apply.
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Be a Mutual Gold Member Today!
All you have to do is to accumulate a minimum of 150,000 MGQP to qualify as a Mutual Gold Member.
Should you require further information, please contact any of our unit trust consultants or the branch nearest to you, or call our Hotline.
Public Mutual reserves the right, at its sole and absolute discretion, to change, modify and / or withdraw at any time any or all of the above benefits or privileges, either generally or specifically (i.e. to all investors or any particular investor or class or group of investors), without prior notice and / or having to assign any reasons whatsoever.
Public Mutual reserves the right, at its sole and absolute discretion, to modify, change or vary the terms and conditions pertaining to the awarding and withdrawal of Mutual Gold Qualifying Points (MGQP) at any time and/or to cancel, terminate, discontinue or suspend any or all tiers of the Exclusive Privileges, either generally or specifically (i.e. to all investors or any particular investor or class or group of investors), without prior notice and/or having to assign any reasons whatsoever.
Investors are advised to read and understand the contents of the Prospectus of Public e-EMAS Gold Fund dated 1 September 2021; Prospectus of Public e-Cash Deposit Fund and Prospectus of Public e-Islamic Cash Deposit Fund dated 9 March 2017; 1st Supplemental Prospectus of Public e-Cash Deposit Fund and 1st Supplemental Prospectus of Public e-Islamic Cash Deposit Fund dated 16 December 2021 and the relevant fund’s Product Highlights Sheet (PHS) before investing. Investors should understand the risks of the fund, compare and consider the fees, charges and costs involved in investing in the fund. A copy of the Prospectuses, Supplemental Prospectuses and PHS can be viewed at our website www.publicmutual.com.my. Investors should make their own assessment of the merits and risks of the investment. If in doubt, investors should seek for professional advice. Please refer to www.publicmutual.com.my for our investment disclaimer.