Privileges & Benefits* *Subject to terms & conditions
Enjoy the benefits of the exclusive co-brand credit card* and 0.3% Mutual Gold Cash Bonus on selected retail purchases**, with up to RM300 to be credited to your card's account on your birthday month.
*Approval of the Co-Brand Credit Card is subject to the Bank’s credit evaluation. **Please refer to Public Bank's website (https://www.pbebank.com) for the terms & conditions and updates.
Enjoy free Conventional or Takaful Group Personal Accident with Permanent Disability (PAPD) Insurance coverage# of RM1.00 for every 1 MGQP, subject to a maximum coverage of RM750,000*. Please click here for more details.
You will be covered under the free Conventional Group PAPD unless you opt for the Takaful Group PAPD. Please refer to our Mutual Gold Free Insurance / Mutual Gold Free Takaful for the terms and conditions of this insurance / Takaful coverage. #This free insurance/takaful covers Members up to the age of 74. The coverage will cease in the event that your total MGQP drops below 150,000 at any one time. *Subject to terms and conditions.
Enjoy switching fee waivers for up to 25 switches of loaded units and 1%-load units which are made after 90 days (from the date of purchase), subject to terms and conditions.
You can look forward to receiving a year-end gift specially arranged for you.
You will receive a birthday gift which is carefully selected to add delight to your special day!
Mutual Gold Elite Requirement
To enjoy these exclusive privileges, all you need to do is to accumulate a minimum investment of 600,000 Mutual Gold Qualifying Points (MGQP) to qualify as a Mutual Gold Elite Member, based on the First Registered Holder.
Computation of Mutual Gold Qualifying Points (MGQP)
One (1) MGQP will be alloted for investment and distribution reinvestment into the following funds:
Elevate to Mutual Gold Elite Status Today!
For existing Mutual Gold Members, all you have to do is to accumulate a minimum of 600,000 MGQP to qualify for Mutual Gold Elite status. Should you require further information, please contact any of our unit trust consultants or the branch nearest to you, or call our Hotline.
Public Mutual reserves the right, at its sole and absolute discretion, to change, modify and / or withdraw at any time any or all of the above benefits or privileges, either generally or specifically (i.e. to all investors or any particular investor or class or group of investors), without prior notice and / or having to assign any reasons whatsoever. Public Mutual reserves the right, at its sole and absolute discretion, to modify, change or vary the terms and conditions pertaining to the awarding and withdrawal of Mutual Gold Qualifying Points (MGQP) at any time and/or to cancel, terminate, discontinue or suspend any or all tiers of the Exclusive Privileges, either generally or specifically (i.e. to all investors or any particular investor or class or group of investors), without prior notice and/or having to assign any reasons whatsoever. Investors and contributors are advised to read and understand the contents of the Prospectus, Disclosure Document and the relevant fund’s Product Highlights Sheet (PHS) before investing. Investors and contributors should understand, compare and consider the risks, fees, charges and costs involved in investing in the fund. A copy of the Prospectus, Disclosure Document and PHS can be viewed at our website www.publicmutual.com.my. Investors should make their own assessment of the merits and risks of the investment. If in doubt, investors should seek for professional advice. Please refer to www.publicmutual.com.my for our investment disclaimer.
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*In terms of total retail fund size managed amongst private unit trust companies and PRS providers in Malaysia.Copyright © Public Mutual Berhad (197501001842 (23419-A)) ALL RIGHTS RESERVED.
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