Building the retirement nest egg that you desire is possible when you start early and contribute regularly to a Private Retirement Scheme (PRS) fund.
^ As at 30 September 2021 (Source: Lipper)
^^ Categorisation by Private Pension Administrator (PPA) as at 30 September 2021
1 Benefits/monies in PRS are protected from creditors as stipulated in Section 139ZA of the Capital Markets and Services Act 2007.
2 Including tax relief for deferred annuity. Tax relief is valid until year 2025.
3 For Public Mutual PRS contributors only, subject to terms and conditions. Please refer to the brochure on free insurance/Takaful for more information.
Contributors are advised to read and understand the contents of the Disclosure Document of Public Mutual Private Retirement Scheme – Conventional Series and Disclosure Document of Public Mutual Private Retirement Scheme – Shariah-based Series dated 24 February 2021 and the relevant fund’s Product Highlights Sheet (PHS) before contributing.
Contributors should understand the risks of the fund(s), compare and consider the fees, charges and costs involved in contributing in the PRS fund(s). A copy of the Disclosure Document and PHS can be viewed at our website www.publicmutual.com.my. Contributors should make their own assessment of the merits and risks of the contribution. If in doubt, investors should seek professional advice.
Fund performance should be evaluated against the benchmark index which is reflective of the fund’s asset allocation and investments over the medium to long term. Past performance of the funds is not a reliable indicator of future performance. Rankings provided should not be solely relied upon by investors in their investment decisions.
Please refer to www.publicmutual.com.my for our investment disclaimer.