No. 1* In Unit Trust & Private Retirement Scheme



Members who have accumulated a total MGQP of 3 million and above will be elevated as Mutual Platinum members.

As a Mutual Platinum member, you will get to enjoy ultimate privileges that will better complement your lifestyle.


Mutual Platinum

Higher Free Insurance/Takaful Coverage
Enjoy free Conventional or Takaful Group Personal Accident with Permanent Disability (PAPD) Insurance coverage of RM1.00 for every 1 MGQP subject to a maximum coverage of RM1,000,000*.

^ This free insurance covers members up to age of 74. Members aged 75 and above may enjoy reimbursement for Travel Insurance of up to RM200 per calendar year in a single receipt from Lonpac insurance. Subject to terms and conditions.

*Members will be covered under the free Conventional Group PAPD unless you opt for the Takaful Group PAPD. Please refer to our Mutual Gold Free Insurance / Takaful brochure for the terms and conditions of this insurance / Takaful coverage.

* Subject to terms and conditions.

Additional Free Will/Wasiat Writing Services
Get your Will/Wasiat written for the benefit of your loved ones. Mutual Platinum members enjoy up to 3 free Will/Wasiat* writing services with PB Trustee.

For arrangement and further information, please contact us at 03-2022 5000.

*For standard Will/Wasiat
Free Trust Nominations You can ensure that your unit trust investments are distributed to your named beneficiaries by setting up Trust Nomination. As a Mutual Platinum member, you can enjoy up to 10 free Trust Nominations.
PB Hibah Through PB Hibah, Muslim Mutual Platinum members can nominate beneficiary(ies) for their unit trust investments in Shariah-based funds. Muslim Mutual Platinum members who set up PB Hibah may set off part of the fees from the unutilised 10 free Trust Nominations.

For more information, call PB Trustee at 03-2176 6651.
Unlimited free Switching Entitlement Enjoy unlimited switching charge waiver of loaded units and 1%-load units* which are made after 90 days (from the date of purchase).

*Subject to terms and conditions.
Special Anniversary Gift Mutual Platinum members who maintain their Mutual Platinum status for 12 consecutive months will receive a special anniversary gift.
Personalised Birthday Gift You will receive a birthday gift which is carefully selected based on your preference to add delight to your special day!
Prompt and Exclusive Service A team of Special Customer Relationship Officers will be available to service you. Hence, you can be assured of quick and personalised service.

You will also enjoy the privilege of conducting your investment needs in the privacy and comfort of our exclusive Mutual Gold Centre. Enjoy a drink and relax in the comfort and ambience of our Centre while we attend to you.


Mutual Platinum Requirement

To enjoy these exclusive privileges, all you need to do is to accumulate a minimum investment of 3,000,000 Mutual Gold Qualifying Points (MGQP) based on the First Registered Holder.

Computation of Mutual Gold Qualifying Points (MGQP):

Unit Trust Scheme

  1. Every RM1 investment and distribution reinvestment into loaded units of equity/mixed asset/balanced funds is allotted 1 MGQP.
  2. Every RM5 investment and distribution reinvestment into loaded units and 1%-load units of bond/sukuk funds is allotted 1 MGQP.
Private Retirement Scheme (PRS)

  1. Every RM2 contribution and distribution reinvestment into PRS funds is allotted 1 MGQP.
Investments and distribution reinvestments for partial-load units, low-load units and zero-load units are not entitled for MGQP.

MGQP will be deducted upon redemption/withdrawal of units.

Elevate to Mutual Platinum Status Today!

All you have to do is to accumulate a minimum of 3,000,000 MGQP to qualify for Mutual Platinum status.

Should you require further information, please contact any of our unit trust consultants or branch nearest to you or call our Hotline.

Public Mutual reserves the right, at its sole and absolute discretion, to change, modify, withdraw
and / or enhance at any time any or all of the above benefits or privileges either generally or specifically (i.e. to all investors or any particular investor or class or group of investors) without prior notice and / or having to assign any reasons whatsoever.