Have you set up an Emergency Fund?

An emergency fund is a financial safety net that protects you from life’s unexpected events such as sudden medical expenses or the unexpected loss of a major source of income. Having an emergency fund can provide peace of mind as it prevents you from facing financial hardship should a financial crisis arise.

Where to keep your Emergency Fund?

– Somewhere that is easy to access in the event of a crisis.
– Separate from your savings account as you do not want to be easily tempted to use it.

You can now earmark/designate a new Public e-Cash Deposit Fund or Public e-Islamic Cash Deposit Fund account as your Emergency Reserve Account (PeCDF/PeICDF-ERA) via Public Mutual Online (PMO). Investments made into PeCDF/PeICDF-ERA will be eligible for Mutual Gold Qualifying Points (MGQPs)^*

What are the benefits of investing in PeCDF and PeICDF? Find out more.

Check out the Terms and Conditions of Emergency Reserve Account here.

^*Subject to terms & conditions

Investors are advised to read and understand the contents of the Prospectus of Public e-Cash Deposit Fund dated 28 August 2023, Prospectus of Public e-Islamic Cash Deposit Fund dated 28 August 2023 and the relevant funds’ Product Highlights Sheet (PHS) before investing. Investors should understand the risk of the fund, and compare and consider the fees, charges and costs involved in investing in the fund. A copy of the Prospectus and PHS can be viewed at our website. Investors should make their own assessment of the merits and risks of the investment. If in doubt, investors should seek professional advice. Please refer to website for our investment disclaimer.