Mutual Gold Elite
Step up to the Exclusive World of Mutual Gold Elite.Mutual Gold Members who accumulate a total MGQP of 600,000 and above will be elevated to the status of Mutual Gold Elite. As a Mutual Gold Elite Member, you will get to enjoy all the benefits of Mutual Gold and MORE.
Privileges & Benefits*
*Subject to terms & conditions
Enjoy the benefits of the exclusive co-brand credit card* and 0.3% Mutual Gold Cash Bonus on selected retail purchases**, with up to RM300 to be credited to your card's account on your birthday month.
*Approval of the Co-Brand Credit Card is subject to the Bank’s credit evaluation.
**Please refer to Public Bank's website (https://www.pbebank.com) for the terms & conditions and updates.
Enjoy free Conventional or Takaful Group Personal Accident with Permanent Disability (PAPD) Insurance coverage# of RM1.00 for every 1 MGQP, subject to a maximum coverage of RM750,000*. Please click here for more details.
You will be covered under the free Conventional Group PAPD unless you opt for the Takaful Group PAPD. Please refer to our Mutual Gold Free Insurance / Mutual Gold Free Takaful for the terms and conditions of this insurance / Takaful coverage.
#This free insurance/takaful covers Members up to the age of 74. The coverage will cease in the event that your total MGQP drops below 150,000 at any one time.
*Subject to terms and conditions.
Enjoy switching fee waivers for up to 25 switches of loaded units and 1%-load units which are made after 90 days (from the date of purchase), subject to terms and conditions.
You can look forward to receiving a year-end gift specially arranged for you.
You will receive a birthday gift which is carefully selected to add delight to your special day!
Mutual Gold Elite Requirement
To enjoy these exclusive privileges, all you need to do is to accumulate a minimum investment of 600,000 Mutual Gold Qualifying Points (MGQPs) to qualify as a Mutual Gold Elite Member, based on the First Registered Holder.
Computation of Mutual Gold Qualifying Points (MGQPs)
One (1) MGQP will be alloted for investments and distribution reinvestments into the following funds:
| Type of Fund | Investment and Distribution Reinvestment^^ |
| Unit Trust Scheme^ | |
| Equity / Mixed Asset / Balanced Funds | RM1 |
| Loaded units, 1%-load & 0.65%-load units of bond/sukuk funds | RM5 |
| Public e-Emas Gold Fund | RM5 |
| Public e-Cash Deposit Fund/Public e-Islamic Cash Deposit Fund* | 1 unit |
| Private Retirement Scheme (PRS) | |
| PRS funds | RM2 |
| ^ | Investments and distribution reinvestments for partial-load units, low-load units and zero-load units are not entitled for MGQPs. |
| ^^ | MGQPs will be deducted upon redemption/withdrawal of units. |
| * | Applicable for Public e-Cash Deposit Fund/Public e-Islamic Cash Deposit Fund-Emergency Reserve Account (PeCDF/PeICDF-ERA), subject to the maximum MGQPs allowed based on the investor’s status. Terms and conditions apply. |
Elevate to Mutual Gold Elite Status Today!
For existing Mutual Gold Members, all you have to do is to accumulate a minimum of 600,000 MGQPs to qualify for Mutual Gold Elite status.
Should you require further information, please contact any of our unit trust consultants or the branch nearest to you, or call our Hotline at 03-2022 5000.
Investors and contributors are advised to read and understand the contents of the Prospectus, Disclosure Document and the relevant fund’s Product Highlights Sheet (PHS) before investing/contributing.
Investors and contributors should understand, compare and consider the risks, fees, charges and costs involved in investing/contributing in the fund. A copy of the Prospectus, Disclosure Document and PHS can be viewed at our website www.publicmutual.com.my.
Investors and contributors should make their own assessment of the merits and risks of the investment/contribution. If in doubt, investors should seek for professional advice. Please refer to www.publicmutual.com.my for our investment disclaimer.