What does financial independence mean to you?

Share your thoughts with us and stand a chance to WIN^ one of the five RM80 Grab vouchers!

^Terms & Conditions:
  1. The Contest
    1.1 The Contest runs from 27 August to 12 September 2025.
    1.2 Public Mutual may extend the Contest Period without prior notice.
  2. Eligibility
    2.1 Open to Malaysian citizens and residents with a valid MyKad/MyPR.
    2.2 Public Mutual’s employees and their immediate family members are not eligible to participate.
    2.3 Participants must follow @publicmutualmy on Instagram.
  3. Campaign Mechanism
    3.1 Eligible individuals may enter the Contest.
    3.2 Contest mechanics:
    • Participants must follow the @publicmutualmy Instagram page and tag 2 friends in the comments
    • Participants may comment multiple times with different friends (each winner can only win once).
    • Participants are required to submit their personal information via the link in @publicmutualmy’s Instagram bio.
    • Incomplete entries will be disqualified
  1. Winner Selection
    4.1 Winners will be selected through a lucky draw.
    4.2 Winners will be announced on social media or contacted directly.
    4.3 Winners must provide personal details within 10 business days for prize delivery.
    4.4 Public Mutual is not liable for uncontactable winners.
    4.5 All decisions are final; no appeals will be entertained.
  2. Prizes
    5.1 Prizes: Five (5) x RM80 Grab vouchers.
    5.2 Each winner may win only one voucher.
    5.3 Prizes are non-transferable and non-redeemable for cash.
    5.4 Public Mutual may substitute prizes without notice.
    5.5 Vouchers will be sent to the winners’ email or correspondence address.
    5.6 Public Mutual is not liable for losses or injuries related to prize use.
  3. General Terms
    6.1 Public Mutual reserves the right to modify or cancel the Contest.
    6.2 Winners must allow Public Mutual to use their names and images for promotional purposes.
    6.3 Participation implies acceptance of these Terms & Conditions.
    6.4 Participants consent to the privacy policy available at www.publicmutual.com.my.
    6.5 Participants indemnify Public Mutual against any losses related to the Contest.