Public Mutual Unit Trust

Shariah-based Unit Trusts

Shariah-based unit trusts are Shariah-compliant collective investment schemes in which investors pool their funds together to invest in a diversified portfolio of assets. 

The Framework of Shariah-based Unit Trusts:

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Public Mutual offers more than 60 Shariah-based unit trust funds. These funds are spread across four categories, namely Islamic equity, mixed asset/balanced, sukuk and money market funds to cater to our investors’ varying needs and risk appetites.

You may select fund(s) from the following fund categories:

Islamic Equity Funds

  • Invest mainly in the equity markets
  • Aim to achieve capital growth
  • Distributions are incidental

Dividend-focused Islamic Equity Funds

  • Invest mainly in the equity markets
  • Aim to provide income
  • Distributions are on an annual/semi-annual basis

Islamic Mixed Asset/Balanced Funds

  • Invest in Islamic equities, sukuk and/or money market instruments
  • Aim to achieve capital growth and/or provide annual income
  • Distributions may be incidental or on an annual/semi-annual basis

Sukuk Funds

  • Invest mainly in the sukuk markets
  • Aim to provide annual income
  • Distributions are on an annual basis

Islamic Money Market Funds

  • Invest in Islamic money market instruments and deposits
  • Aim to provide liquidity and current income while maintaining capital stability
  • Distributions are on a monthly or annual basis

 

The earlier you start, the greater the potential to generate higher returns on your original investment!

You may select funds that suit your investment objective, investment horizon and risk profile, as suggested by the Suitability Assessment.

Given that different asset classes may perform differently during differing phases of the business and economic cycles, you are reminded to hold a diversified portfolio of funds that invests across different asset classes. For example: 

You may consider consulting our Unit Trust Consultants (UTCs) for more personalised investment advice. They can help you build a diversified portfolio that is aligned with your financial goals and risk profile.