Embark on Your Wealth Journey: A Beginner’s Guide to Unit Trust Investing

What is a Unit Trust? Why Invest in Unit Trust? How to Invest? What Should You Consider Before Investing?

Investing in unit trusts is simple and convenient. First, you must determine the right unit trust scheme and the mode of investing, depending on your needs. Then, determine if you prefer to invest via our Unit Trust Consultants (UTCs) / Private Retirement Scheme Consultants (PRCs) or to do it yourself via our online platforms, Public Mutual Online (PMO) and PMO PLUS.

Whether you're planning for retirement, aiming to grow your wealth, or looking to build a diversified investment portfolio, unit trusts offer a smart, accessible way to achieve your financial goals.

You can choose to invest via cash, the EPF Members Investment Scheme (EPF-MIS), and/or the Private Retirement Scheme (PRS) —to match your resources and long-term plans.

UNIT TRUST

Cash Investment

In one lump sum, or
On a monthly basis via our Direct Debit Authorisation (DDA) facility

EPF-Members Investment Scheme (EPF-MIS)

No cash required
Transfer from EPF Akaun Persaraan

PRIVATE RETIREMENT SCHEME (PRS)

Cash Investment

In one lump sum, or
On a monthly basis via our Direct Debit Authorisation (DDA) facility

Depending on your preference, you may opt to invest via one of these channels:

UNIT TRUST CONSULTANT (UTC) / PRIVATE RETIREMENT SCHEME CONSULTANT (PRC)

Professionally trained
Provide personalised investment advice
Continuous support and guidance throughout your investment journey.

PUBLIC MUTUAL ONLINE or PMO PLUS.

Convenient and flexible
You can perform transactions anytime and anywhere
All the information pertaining to your investments is at your fingertips