Mutual Platinum
Welcome to the World of Premier Rewards.Members who have accumulated a total MGQP of 3 million and above will be elevated as Mutual Platinum Members. As a Mutual Platinum Member, you will get to enjoy ultimate privileges that will better complement your lifestyle.
Privileges & Benefits*
*Subject to terms & conditions
Enjoy free Conventional or Takaful Group Personal Accident with Permanent Disability (PAPD) Insurance coverage# of RM1.00 for every 1 MGQP, subject to a maximum coverage of RM1,000,000*. Please click here for more details.
You will be covered under the free Conventional Group PAPD unless you opt for the Takaful Group PAPD. Please refer to our Mutual Gold Free Insurance / Mutual Gold Free Takaful for the terms and conditions of this insurance / Takaful coverage.
#This free insurance/takaful covers members up to the age of 74. Members aged 75 and above may enjoy a reimbursement for Travel Insurance of up to RM200 per calendar year in a single receipt from Lonpac insurance.
*Subject to terms and conditions.
Get your Will/Wasiat written for the benefit of your loved ones. Mutual Platinum members enjoy up to 3 free Will/Wasiat* writing services with PB Trustee.
For arrangements and further information, please contact us at 03-2022 5000.
*For standard Will/Wasiat
Enjoy unlimited switching fee waivers on loaded units and 1%-load units* which are made after 90 days (from the date of purchase). *Subject to terms and conditions.
Mutual Platinum Members will receive a one-time onboarding gift and a special anniversary gift if they maintain their Mutual Platinum status for 12 consecutive months.
You will receive a birthday gift which is carefully selected based on your preference to add delight to your special day!
A team of Special Customer Relationship Officers will be available to service you. Hence, you can be assured of quick and personalised service. You will also enjoy the privilege of conducting your investment needs in the privacy and comfort of our exclusive Mutual Gold Centre. Enjoy a drink and relax in the comfort and ambience of our Centre while we attend to your needs.
Mutual Platinum Requirement
To enjoy these exclusive privileges, all you need to do is to accumulate a minimum of 3,000,000 Mutual Gold Qualifying Points (MGQPs), based on the First Registered Holder.
Computation of Mutual Gold Qualifying Points (MGQPs)
One (1) MGQP will be alloted for investments and distribution reinvestments into the following funds:
| Type of Fund | Investment and Distribution Reinvestment^^ |
| Unit Trust Scheme^ | |
| Equity / Mixed Asset / Balanced Funds | RM1 |
| Loaded units, 1%-load & 0.65%-load units of bond/sukuk funds | RM5 |
| Public e-Emas Gold Fund | RM5 |
| Public e-Cash Deposit Fund/Public e-Islamic Cash Deposit Fund* | 1 unit |
| Private Retirement Scheme (PRS) | |
| PRS funds | RM2 |
| ^ | Investments and distribution reinvestments for partial-load units, low-load units and zero-load units are not entitled for MGQPs. |
| ^^ | MGQPs will be deducted upon redemption/withdrawal of units. |
| * | Applicable for Public e-Cash Deposit Fund/Public e-Islamic Cash Deposit Fund-Emergency Reserve Account (PeCDF/PeICDF-ERA), subject to the maximum MGQPs allowed based on the investor’s status. Terms and conditions apply. |
Elevate to Mutual Platinum Status Today!
All you have to do is to accumulate a minimum of 3,000,000 MGQPs to qualify for Mutual Platinum status.
Should you require further information, please contact any of our unit trust consultants or branch nearest to you, or call our Hotline at 03-2022 5000.
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Enjoy ultimate privileges with a Mutual Platinum membership. |
Investors and contributors are advised to read and understand the contents of the Prospectus, Disclosure Document and the relevant fund’s Product Highlights Sheet (PHS) before investing/contributing.
Investors and contributors should understand, compare and consider the risks, fees, charges and costs involved in investing/contributing in the fund. A copy of the Prospectus, Disclosure Document and PHS can be viewed at our website www.publicmutual.com.my.
Investors and contributors should make their own assessment of the merits and risks of the investment/contribution. If in doubt, investors should seek for professional advice. Please refer to www.publicmutual.com.my for our investment disclaimer.