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Investor Guide

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Regular Investment Instruction (RII)

Regular Investment Instruction (RII) is a facility that allows investors to perform monthly switching of zero-load, low-load, 0.65%-load and 1%-load units of their Bond / Fixed Income / Money Market Funds to Equity / Mixed Asset / Balanced Funds.

RII is applicable only for cash scheme investment accounts. 

The Regular Investment Instruction Form can be completed and submitted at Public Mutual's Head Office, Customer Service Centres or branches.

Forms/Documents required:

i) Regular Investment Instruction Form.

ii) MyKad (of the person submitting the request).

Click here for our branch locations.

Sales charges will be imposed for RII transactions as below:- 

Switch From Existing Bond / Fixed Income / Money Market Funds

(Load Type Units)

Sales Charge on RII

Switch To Existing Equity / Mixed Asset / Balanced Funds

Public / PB Series of Funds

e-Series of Funds

1%-Load

Up to 4.00%

Not Applicable

0.65%-Load

Not Applicable

Up to 3.10%

0.25% (Low-load)

Up to 4.75%

Not Applicable

0% (Zero-load)

Up to 5.00%

Up to 3.75%

Switching is only allowed within the same series of funds.

i.    RII is only applicable for existing ‘From’ and ‘To’ Accounts.

    The ‘From’ Account refers to an existing account for Bond / Fixed Income / Money Market Funds.

         The ‘To’ Account refers to an existing account for Equity / Mixed Asset / Balanced Funds.

ii.      The minimum number of units for RII is 200 units, and the minimum unit balance to be maintained for all funds is 1,000 units.

iii.     The unitholder(s) and the Unit Trust Consultant of the ‘From’ and ‘To’ Accounts must be the same.

iv.     The RII shall take effect on the 14th of the following month upon receipt of the completed RII Form. In the event that the 14th is a non-business day, the RII shall take effect on the next business day.

v.       Sales charge and any applicable taxes and/or duties (if any) imposed are deducted from the redemption proceeds and the net proceeds will be processed into the ‘To’ Accounts based on the NAV per unit at the close of the business day.

vi.     Fees and charges may be subject to any applicable taxes and/or duties (if any) which are payable by the unitholder.

vii.   Cancellation of processed RII is not allowed.

In the event that the RII cannot be made due to insufficient units in the 'From' Account, the RII will not be effected for the month concerned.
The RII will be terminated if it was unsuccessful due to insufficient units in the 'From' Account for three (3) consecutive months.

You have to terminate the existing RII and submit a new RII Form should you wish to increase / decrease the units allocated under the RII.

You may terminate your RII by submitting the 'Cancellation of Regular Investment Instruction Form' at Public Mutual's Head Office, Customer Service Centres or branches at least fourteen (14) days before the next RII date.