You can add your immediate family members (parents, spouse, children, siblings, grandparents, or grandchildren) aged at least 18 years old and who is also a Public Mutual Online (PMO) subscriber as a Joint Holder to your single-name account under the cash scheme (unit trust).

You may also add your child or grandchild who is a minor, i.e. below the age of 18 years old, as your Joint Holder via PMO.

You can only add one (1) Joint Holder to a single-name account.

You can add a Joint Holder to a single-name account via Public Mutual Online (PMO) by following the steps below:

Step 1: The First Holder must establish Maintain Family Relationship with the intended Joint Holder.

·    Log in to PMO > Menu Button > Select 'Your Joint Holders' > Click on 'Maintain Family Relationships' and follow the on-screen instructions.

Step 2: The intended Joint Holder (18 years old and above) must provide their Consent as Family Member to be maintained as a family member of the First Holder.

·    Log in to PMO > Menu Button > Select 'Consent' > Click on 'Consent as Family Member' and follow the on-screen instructions.

Step 3: The First Holder may proceed to Add Joint Holder to Single-Name Account(s) once the family relationship has been established in PMO.

·    Log in to PMO > Menu Button > Select 'Your Joint Holders' > Click on 'Add Joint Holder to Single Name Account(s)' and follow the on-screen instructions.